Insurance, Billing & Self-Pay Information

Fortis Behavioral Health provides transparent insurance, billing, and self-pay information for patients in Lumberton, North Carolina, and across the state through in-person and telehealth services.

Whether you are using insurance benefits or choosing self-pay options, our goal is to make the financial aspects of care clear, straightforward, and accessible. 

If you have questions about coverage, fees, or billing, our front desk and billing team are happy to assist you. Below you’ll find information about accepted insurance plans, self-pay rates, payment methods, and important billing policies.

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Accepted Insurance Plans

Fortis Behavioral Health accepts a wide range of commercial, Medicaid, and Medicare insurance plans for mental health services in Lumberton, North Carolina, and for patients across the state through telehealth. 

Insurance coverage and benefits vary by plan and provider. Acceptance of a plan does not guarantee coverage. Please contact our front desk to verify benefits prior to your first appointment.

Self-Pay Rates

Fortis Behavioral Health offers transparent self-pay pricing for patients in Lumberton, North Carolina, and through statewide telehealth services. Self-pay rates apply to visits not billed to insurance; many patients can request a superbill for possible reimbursement through their insurance provider. Rates vary by service type and provider.

*Appointments require a payment method on file which is charged 24 hours before the scheduled session*

Self-pay patients may request a Good Faith Estimate in accordance with federal guidelines.

Hybrid Self-Pay Comprehensive Care Program

Comprehensive Psychiatric & Therapy Care for a Full Year

*GeneSight Testing NOT included.*

Pay Upfront

Complete 12 Month Program
$ 2400 One-Time Fee
  • Save $588!

Pay Monthly

12 Monthly Payments
$ 249 per Month
  • Pay as You Go

Accepted Payment Methods

Fortis Behavioral Health accepts several convenient payment methods for in-person and telehealth services in Lumberton, North Carolina, and across the state. Payment is due at the time of service unless otherwise arranged.

A valid payment method is required on file for all scheduled appointments.

Care Credit

Billing & Insurance Policies

At Fortis Behavioral Health, we strive to make the billing process as transparent as possible. The following policies explain how insurance, payments, and billing responsibilities work at our practice.

These policies help ensure smooth care coordination and allow our clinical team to focus on providing high-quality treatment.

Insurance Participation
Using Insurance at Fortis Behavioral Health

Fortis Behavioral Health participates with select insurance plans. If we are in-network with your insurance, we will submit claims to your insurance company on your behalf.

However, insurance coverage is a contract between you and your insurance company. Patients are responsible for any costs required by their plan, including:

  • Copayments
  • Deductibles
  • Coinsurance
  • Non-covered services

If your insurance denies a visit despite proper billing procedures, you may be responsible for the full cost of the visit.

We recommend contacting your insurance company prior to your first visit to confirm:

  • Behavioral health coverage
  • Deductible status
  • Copay or coinsurance amounts
  • Telehealth coverage (is applicable) 
Payment Responsibility

Payment for services is due after each visit unless other arrangements have been made with the practice.

Fortis Behavioral Health maintains a secure card on file for all patients. This allows us to process your financial responsibility after your insurance has processed your claim.

Your payment method may be charged for:

  • Copayments
  • Coinsurance
  • Deductible amounts
  • Self-pay services
  • Late cancellation or no-show fees

Payment information is securely tokenized through our payment processor to protect your financial data.

Insurance Claims and Patient Balance

Fortis Behavioral Health will submit insurance claims on your behalf when applicable.

After your insurance processes the claim, they will send an Explanation of Benefits (EOB) showing:

  • What insurance paid
  • What portion is patient responsibility  

If a balance remains after insurance payment, the remaining amount will be billed to the patient.

Patients are responsible for any remaining balances not covered by insurance.

Accounts that remain unpaid for 60 days or longer may be referred to a third-party collections agency and may result in restriction of services or discharge from the practice.

Laboratory Testing

Your provider may occasionally order laboratory testing to assist with diagnosis, medication monitoring, or treatment planning.

Fortis Behavioral Health does not perform laboratory testing in office.

Laboratory services are performed by independent third-party laboratories such as:

  • Labcorp
  • Quest Diagnostics 
  • AccuReference

These laboratories bill your insurance directly and operate independently from our practice.

Depending on your insurance plan, you may be responsible for:

  • Deductibles
  • Copays
  • Coinsurance

If you receive a laboratory bill or have questions about laboratory charges, you must contact the laboratory or your insurance company directly. Fortis Behavioral Health cannot modify laboratory charges.

Keeping Your Information Updated

Patients are responsible for providing accurate and up-to-date information including:

  • Insurance coverage

  • Address

  • Email

  • Phone number

  • Name changes

If insurance information is not current at the time of service, the patient may be responsible for the full cost of the visit.

Billing FAQ

Fortis Behavioral Health is committed to providing compassionate, integrative mental health services tailored to the unique wellness journey of each individual we serve.

Contact Details

Make Appointment

Call today to start your mental health and wellness journey.

Administrative offices located in Raeford, NC; New London, NC; and Carthage, NY.

Our patient care services are based in Lumberton, NC.

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